Infocenter Broker Facts & Figures

Interest Rate / Return

Interest Rate / Return

Interest rate

  • * Since 2022, there has been a risk-based interest rate per pension fund. This is based on the proportion of extra-mandatory retirement assets as well as the individual funding ration of the individual pension fund
Year * interest rate per pension fund LPP min. interest rate
2025 1.25-10% 1.25%
2024 0.50-10% 1.25%
2023 0-10% 1.00%
2022 0-10% 1.00%

 

Limits LPP BVG

Conversion rate

Age
Conversion rate
Men and women 2025 2026
58 4.45% 4.45%
59 4.60% 4.60%
60 4.75% 4.75%
61 4.90% 4.90%
62 5.05% 5.05%
63 5.20% 5.20%
64 5.35% 5.35%
65 5.50% 5.50%
66 5.65% 5.65%
67 5.80% 5.80%
68 5.95% 5.95%
69 6.10% 6.10%
70 6.25% 6.25%

 



 


                
                              

                                              

                
Interest on accounts












 Account
Interest rate




 Collection debit
0.00%




 Collection credit
0.00%




 Employer’s Contribution Reserve (AGBR), during the year pro-rata
0.50%




 Employer’s Contribution Reserve (AGBR), yearly
0.50%




 Retirement savings, during the year pro-rata
1.25%




 Retirement savings LPP BVG
1.25%